Understanding Credit Report & Credit Score Scale



If you're one of those who might hear or encounter the term "credit report" for the first time, what I'm going to share below is definitely helpful for you to get to know a credit report and why it matters. What To begin with, you may ask "what is a credit report anyway?" Simply put, it is a record of an individual's past borrowing and repaying, including information about late payments and bankruptcy.


Having a good credit score can not only help you purchase what you want, it can help you save a lot of money on it. For example if you want to buy a home you have to apply for a loan.


Getting a credit card is a big deal for a young person. This may make you feel like more of an adult than getting your license or being able to drink. A card can help you buy things and establish your credit for the future where you will apply for car loans, and home loans.


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